American Express Bluebird: The Beginning of my Journey
Walmart and American Express have joined forces to introduce an alternative to traditional banking, the Bluebird card. Bluebird is not your average pre-paid debit card and over the next month I am going to be sharing our journey using the Bluebird card for everyday spending and special projects that come along during the course of our life. I’ll report the good things as well as any problems we have along the way, but from the research I’ve done so far on the card it looks like it’s going to be really helpful for our family.
The Application
One of the best things about this card is that there is no application. Well, not in the traditional sense of the word. There is no credit check and anyone who “applies” for the card is accepted (with normal limitations such as you must be human, you must be of legal age, etc.). You can either pick up a temporary card at Walmart for $5 or apply online at bluebird.com for free. The application process calls for your name, address, and other pertinent information that allows the company to make sure you are a real person. There is no minimum balance or monthly fees and you can load the card with money either by direct deposit, at Walmart stores, ATMs (they utilize the Moneypass ATMS), or online transfers to get started.
In less than 5 minutes I created my Bluebird account this past week. Now I am waiting to get my card (7 – 10 days) so that I can put money on it and then I’m on my way. I can’t wait to try out the “pay bills” feature and to download the app for my smartphone so that I can upload checks and make deposits. I’m pretty excited to share my experience with you….hope you will check back once I get the card.
What do you think is the first thing I’ll buy?
The Benefits of Bluebird
Every Bluebird Account provides access to benefits.
Shopping is better with Bluebird. That’s because Purchase Protection* can provide coverage if an eligible purchase made with your Card is accidentally damaged or stolen within 90 days of purchase.
With fraud protection,* if your Card is lost or stolen, you won’t be responsible for fraudulent Card charges.
Bluebird has your back when you’re traveling more than 100 miles from home and need help. Global Assist® Services* offers travel, emergency medical and legal assistance.
If you have emergency car trouble, you have access to Roadside Assistance.* Just call us and we’ll send help.
With Entertainment Access* you’ll get special savings and advance tickets to some of the hottest events in music, sports, and theater.
And don’t forget, you’ll have 24/7 access to World-class American Express Customer Service.
Very good idea especially with first time credit card users.