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All Student Loans Are Not Created Equal

All student loans are not created equal.

As a parent, we all want to make sure our children have every opportunity to succeed. One of the things necessary for success is an education. Unfortunately, many times this can come at a huge cost to our children and inevitably it puts them behind before they ever begin. How do I know this? I’ve learned by experience. Although I got tons of scholarships I still walked away with over 70k worth of student loan debt. By the time I graduated I had accumulated more debt than I would make the first year after graduation.

Lisa Samples Graduation Photos2

Years later, now that my oldest son is out of high school I was able to pass on my wisdom. If student loans were going to be used to finance his college degree it would be MUCH different and one of the ways I can help alleviate the debt is by taking advantage of College Ave Student Loans Parent Loan. It’s a great option for parents who want to help out their graduates and the loans have no origination fee as well as offering lower rates than the federal loans (for qualifying credit).  With an average savings of  $1,000 vs. the Federal Direct Parent Plus program, the College Ave Parent Loans are an affordable option for many families. I love that you can personalize the loans and start paying immediately while your student is enrolled or if you prefer to wait until graduation to pay back that’s fine too. One of the best things about things about this program, in my opinion, is that the money I borrow (up to $2,500) to help him can go directly into my account so that I can dole it out how I see fit, ensuring it goes to things like books and tuition.


The new College Ave Student Loans Parent Loan website and qualification tool are easy to use and understand. When sitting down and planning for college one of the most helpful tools for us has been the student loan calculator as it really gives us a clear picture of our options. You can also take advantage of the personalized credit education session that offer in-depth, one-on-one help with an Experian Credit Educator agent through a 35-minute phone call.

During the session, parents will receive a copy of their Experian credit report and score and a personalized, step-by-step walk-through of the report, as well as examples of actions that may improve their credit score and insights for future credit management decisions. For more information about how to access the free credit education session, visit https://www.collegeavestudentloans.com/crediteducator.

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I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.